In 2018, I quit the rat race.

I was an associate director of a prestigious private bank, got my CFA charterholder and was earning a good 6-figure income.

But somehow deep down inside, something was missing.

I was uncomfortable with the rigid structure and politics of banking.

And I was just tired of pouring through the endless restructuring of bankrupt companies that had lost clients so much money.

Knowing myself as a quiet worker, I realized the harder I worked, the more burnt out I got. My face would look crumpled, back shoulders tense and sometimes, I didn’t even dare look at my work phone. Some nights before I sleep, I get heart palpitations and sweaty palms.

The toughest thing about this was I loved financial markets, yet I knew I couldn’t survive the corporate world.

The truth was, I felt I was always exchanging my time away for a paycheck.

On the side, I kept saving and investing (this saved my life).

When I knew I was financially secure with a comfortable 6-figure portfolio (you don’t need $million btw), I left.

Today, I’m a full-time investor, grew a financial blog to more than 30,000 readers a month, been invited to speak at conferences (Singapore Exchange, Invest Fair, REIT Symposium), featured on news media (Channel News Asia, Yahoo! Finance, CNA938 Live, MoneyFM89.3) and became a regular radio guest host.

Along the way, I’ve also helped more than 240+ of my Diligence community members grow their portfolios (some up to $100k dividends). More importantly, I finally fulfilled my personal mission to help my mom build a retirement portfolio.

I enjoy what I do – choosing how I want to spend my life and time. And not get beholden by a big organization.

Now, I want to share 2 key lessons along the way:

  • No one looks after your money better than yourself.
  • It’s not worth exchanging your time to build other people’s work

Sometimes, investing can be simple.

Willie Keng, CFA

CEO and Founder, Dividend Titan

P.S. How are you working toward your own dreams and goals?

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