This is not a recommendation to purchase or sell any of the shares, securities or other instruments mentioned in DividendTitan.com or referred to; nor can these materials and/or document be treated as professional advice to buy, sell or take a position in any shares, securities or other instruments. The information contained herein is based on the study and research of DividendTitan.com, and are merely the written opinions and ideas of Willie Keng, and is as such strictly for educational purposes and/or for study or research only. You are advised to perform your own independent research or to contact a licensed professional before making any investment decisions.

This information should not and cannot be construed as or relied on and (for all intents and purposes) does not constitute financial, investment or any other form of advice. Any investment involves the taking of substantial risks, including (but not limited to) complete loss of capital. Every investor has different strategies, risk tolerances and time frames. You are advised to perform your own independent checks, research or study; and you should contact a licensed professional before making any investment decisions.

Willie Keng makes it unequivocally clear that there are no warranties, express or implied, as to the accuracy, completeness, or results obtained from any statement, information and/or data set forth herein. Willie Keng & Associates Pte Ltd, its related and affiliate companies (including DividendTitan.com) and/or their directors, executives and employees shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental, or consequential damages arising directly or indirectly from the use of any of these materials.